Privacy Policy

Introduction

Garrison Capital Corp., operating as Open Financial ("Open Financial," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mortgage brokerage services.

Information We Collect

We collect information that you provide directly to us, including:

• Contact information (name, email address, phone number, mailing address)
• Financial information (income, employment details, credit information, assets, and liabilities)
• Property information (address, value, type of property)
• Identification documents (government-issued ID, proof of residence)
• Any other information you choose to provide in connection with your mortgage application

How We Use Your Information

We use the information we collect to:

• Process and evaluate your mortgage application
• Submit your application to lenders on your behalf
• Communicate with you about your application and our services
• Provide mortgage advice and rate comparisons
• Comply with legal and regulatory requirements
• Improve our website and services

Information Sharing

We share your personal information only in the following circumstances:

• Lenders: We share your application information with lenders to obtain mortgage offers on your behalf. We only submit to lenders you have been informed about.
• Service providers: We may share information with third-party service providers who assist us in operating our business (credit bureaus, legal services, appraisers).
• Legal requirements: We may disclose information when required by law, regulation, or legal process.

We do not sell your personal information to third parties.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption of sensitive data, secure servers, and access controls.

Your Rights

Under Canadian privacy law (PIPEDA), you have the right to:

• Access your personal information held by us
• Request correction of inaccurate information
• Withdraw consent for the use of your information
• File a complaint with the Privacy Commissioner of Canada

Cookies and Analytics

Our website uses cookies and similar technologies to improve your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Garrison Capital Corp., operating as Open Financial
325 Front Street W. 2nd Floor Toronto ON M5V 2Y1
Phone: 647-558-2300
Email: privacy@openfinancial.ca